We shop more than 100 programs across a wide network of lenders. That breadth means we shape the financing around your situation, not force your situation into one product. Here's what people ask about most.
Whatever your down payment, credit, or income looks like, there's usually a path. The work is matching it right.
The standard for buyers with solid credit. As little as 3% down for many first-timers, with mortgage insurance that falls away as equity builds.
Flexible credit guidelines and low down payments, often 3.5%. A strong fit for first-time buyers or anyone rebuilding credit.
For eligible veterans, active-duty service members, and surviving spouses. No down payment and no monthly mortgage insurance.
Zero-down financing for eligible homes in qualifying areas. More locations qualify than most buyers expect.
Financing above conventional limits for higher-priced homes, with competitive terms for well-qualified buyers.
State and program-specific options that can offset down payment or closing costs. Availability varies, so I'll check what applies.
Sometimes the smartest move is on the home you already own. Every refinance has a break-even point, and we'll show you yours before you decide.
There's a break-even point on every refinance. We'll show you yours in plain numbers, and tell you when the answer is to wait.
Run my numbers →Real life doesn't always fit a W-2. These programs exist for the situations standard guidelines miss.
Qualify on deposits rather than tax returns. Built for business owners and 1099 earners whose returns understate their income.
Qualify an investment property on its rental income rather than personal income. Built for growing a portfolio.
Asset-based, recent-credit-event, and other flexible options for strong borrowers outside conventional rules.
This is a starting point, not the full menu. If your scenario isn't here, it almost certainly still has an answer. Ask.
That's the whole job. Tell us your situation and we'll point you to the programs worth a closer look.